Xlm vs xrp reddit 11 votes, 21 comments. I realllly think XLM is going to outperform XRP. All in. Sep 30, 2023 · XRP vs. Both Stellar (XLM) and Ripple (XRP) offer fast, low-cost, and multi-currency payment processing capabilities, making them suitable for a wide range of use cases. Although when you factor in the coin's value it's far cheaper to use XLM. Id go with Hbar because hbar is faster, more secure (abft), has confirmed cbdcs being built on it, is the greenest cryptocurrency, has NFTs and metaverse coming, enterprises building dapps on it, evm compatible, list goes on and on. Using XRP, banks can source liquidity on demand in real time without having to pre-fund nostro accounts. I used to go hard for XRP back pre 2017 crash and held my xrp all the way up til February for GME. 4) Securities fraud. Jan 14, 2025 · Ripple (XRP) vs Stellar (XLM): Key Differences. Aug 20, 2023 · Which is faster, XRP or XLM? XRP is generally considered faster than XLM regarding transaction speed and scalability because it can handle up to 1,500 transactions per second. XRP and XLM have the same purpose; they are designed to facilitate low-cost, secure, and fast transactions. If Ripple loses the case then XLM will go down as well because the networks are both similar FBA consensus. Although XRP and XLM come from the same origin, they have only a few similarities: Their creator is the same. They both have native tokens used as a bridge between digital and fiat currencies. They both have huge chunk of supply owned by developers. As such, it was seen by many long-time crypto users as a bit of a sell-out during those early years. Payment Providers use XRP to expand reach into new markets, lower foreign exchange costs and provide faster payment settlement. Aug 9, 2024 · Stellar (XLM) is a decentralzed payment network that facilitates the peer-to-peer exchange of digital tokens. XRP is the fastest and most scalable digital asset today. However, the market capitalization of XRP is almost 10x higher than XLM’s, which may make this coin a better investment. 7billion. It seems like hedera implements the best of everything and puts it onto one network. XLM is non-profit, same system and is only a market cap of 1. However, the main difference between the two is that Stellar is decentralized, while Ripple is centralized. there is no lawsuit with the SEC with XLM it has half the supply soroban non-profit org vs private for profit both are massively suppressed following identical patterns versus USD, BTC charts There is kinda but I’ve been analyzing the XLM vs XRP chart for more than a year now and we are down like over 85% since last bullrun vs XRP so I am suuuper bullish short/medium term of a comeback on this pairing. Jan 2, 2025 · XRP and XLM, while sharing a common goal of transforming international transactions, use distinct approaches and technologies to address the challenges in global money transfers. Major difference is XRP for profit vs XLM non profit. XLM exists in the block Chain, requires 1 XLM to be maintained, but the cost per transaction is a bit higher than XRP. Xlm Im not too knowledgeable on sadly, I kinda always saw it as the lil bro to xrp. Ripple (XRP) is a centralized payment network that focuses on transferring digital assets between large financial institutions. While they share some similarities, such as being blockchain-based and having fast transaction processing times, there are significant differences between the two. The leading community for cryptocurrency news, discussion, and analysis. Each cryptocurrency, with its unique I was holding about 3:1 xrp to xlm and around the last time it was at 0. Jun 28, 2024 · Reddit discussions reveal diverse opinions, with some users favoring XLM for its focus on serving unbanked populations and others preferring XRP due to its strong partnerships with financial institutions. true. XRP, the native asset of the Ripple network , and XLM , the cryptocurrency of the Stellar network, have both garnered attention for their potential to reshape how we Xrp is super overrated imo Stellar Xlm does the same thing but better. Especially when XRP was ruled not to be a security in of itself announcement both XRP/XLM moved the same percentage up 90-100%. 6. XRP and XLM cannot be separated. They share technology and founders so what happens to one will happen to the other. From an investing standpoint, XLM has much more room to grow. 212K subscribers in the Stellar community. 30 range I had a bad feeling and sold all my xlm it hasn’t recovered since, so I feel I did well with that move. The expedition through the realms of XRP, XLM, and XDC unveils a spectrum of visions, technologies, and regulatory engagements. If the government DOES infact adopt a coin, xrp is heavily theorized to be the one as its a cross border payment tool, cheap and fast. 5) No one ever really knows. Stellar is a decentralized protocol that enables you to send money to anyone in the… They're the only coins I hold despite all of the exciting money-making opportunities happening elsewhere in crypto right now. Aug 9, 2024 · XRP and XLM serve very different functions, with XRP focused on transferring funds between financial institutions and XLM focused on the peer-to-peer sending of digital assets. The only real difference is that XRP already used theirs to manipulate market, while XLM is not yet. Stellar Lumens (XLM) Company Histories. XRP doesn't exist on the block chain and requires a minimum of 20 Xrp to be maintained in your wallet. The stellar network uses their currency called Lumens to facilitate the currency exchanges and transactions. Oct 15, 2023 · Conclusion: XRP vs XLM vs XDC. 3) XLM and XRP do what they say they do pretty darn good and have been real world tested. This was the early days of the market as Bitcoin was only three years old. Ripple (XRP) officially launched in 2012 to moderate market hype. A very small fee is used on each transaction to prevent spamming. Right now I hold about 10/1 xrp to xlm but that’ll slowly change as I buy more. Notably, XRP was the first bank-focused cryptocurrency. This structure in itself is as close to BTC and/or ETH which has already been considered currency vs a security. 6M subscribers in the CryptoCurrency community. A huge advantage that XLM has over XRP imo is the ease of ability to build tokens on the Stellar network. THIS is Ripple's business model, and it doesn't include us. 005 xrp for regular transactions. 95 votes, 49 comments. I'm mostly into xrp but i have never seen that high of a fee like the highest I’ve paid in a transaction fee for xrp has been around 0. In comparison, XLM can handle around 1,000 transactions per second. I wouldn't be surprised if XLM's future is as "coin of the people" and XRP's future is as "coin of the enterprise" and I'm fine with that. 67 votes, 41 comments. Aug 20, 2023 · XLM and XRP Similarities. The selling of the XRP's to investors is very blatant an investment in the acts of others from a regulatory point of view ie Howey Test. Similar to Ripple (XRP) in that it aims to connect financial institutions across borders. XRP - centralized, but XLM - decentralized ? They both use same consensus mechanism, which is centralized but in a non obvious way. I personally think the SEC has a good case, but it's inconclusive rn. It hasn’t even reached its 2018 ATH. Ripple connects banks, payment providers and digital asset exchanges via RippleNet to provide one frictionless experience to send money globally. I’ve only started buying back in as recently as this week. But the transaction cost is low. I'd guess it’s maybe the exchange with high fees otherwise cuz 0. VC financed XRP is much different. Why would they buy XRP when they could lease it from Ripple under ODL for next to nothing for their transactions. Which is fine, but its market cap is 11Billion. Not financial advice. XLM and XRP are the only coins that have any kind of future as far as I can tell. XRP and XLM Differences Only XRP fanboys still have blinders on to the fact that Ripples ODL is going to freeze out retail from profiting from financial institution's use of XRP. Hbar, XRP, and XLM Having done some research into these three and others, hbar seems like xrp on steroids in terms of what it can do. Ripple (XRP) and Stellar Lumens (XLM) are both digital assets designed to facilitate cross-border payments and financial transactions. XRP is the fastest & most scalable digital asset, enabling real-time global payments anywhere in the world. 04 of an xrp and that was a lot for me since it's usually around 0. I think XLM is way more useful than XRP, but the bullish case for XRP seems way stronger than XLM seeing as how the SEC case has deprived XRP over a proper bull run. The court case speculation is driving XRP some even consider XLM a proxy to trade without direct exposure to XRP. 5 xrp is a big ass fee for it. First off, XRP is great - it’s a for-profit system for cross border payments. Using XRP, banks can source liquidity on demand in real time without having to pre-fund nostro accounts. Banks and payment providers can use the digital asset XRP to further reduce their costs and access new markets. wahxakrmrluqwsnkiwwpqykeilthsyfhtypoqfydpcezuzzd